Credit union affiliates of the Carolinas Credit Union League have been granted access to Callahan & Associates’ CUAnalyzer resource for the 2014 calendar year. CUAnalyzer is a user-friendly analytics program that takes an educational approach to helping all staff and Board understand financial performance.  With CUAnalyzer, you can quickly and easily evaluate your performance relative to peer groups, understand ratios, establish meaningful benchmarks and goals, compare financial strategies, and track your progress with the latest data.

In order to begin using CUAnalyzer, click the “Login” tab in the upper right-hand corner of the screen. You will log in using your credit union email address and the password provided in the email you should have recently received from Callahan and Associates.  If you need help or did not receive your password, please contact Callahan & Associates by emailing software@creditunions.com or by calling the toll-free number provided below.

If you have questions about using CUAnalyzer, Callahan will be hosting monthly online training sessions at regular intervals. For a list of upcoming trainings, and to register for these events click here. In the interim, a recording of our initial training session is always available on demand on our website.

Callahan support staff and analysts are also available for individual
questions and support Monday through Friday from 9AM to 5PM Eastern at (800) 446-7453.

Credit Union of the Day:
Pegasus Community Credit Union

Located: TX  Assets: $211M  Member: 12,951 Profile - Call Report -

Welcome to CU Analyzer! This interactive program takes an educational approach to financial analysis to introduce actionable insights and fresh perspectives at every level of your credit union - from front line staff to the CEO and Board. Analyze performance relative to customized peer groups, understand ratios, establish meaningful benchmarks and goals, compare financial strategies, and track your progress with the latest data. CUAnalyzer ties financial metrics to member value, strengthening the odds of credit union success in the changing financial services environment.       Our Vision
       Can't Export?
    
     Email
     Password Forgot Password
    
     SUBSCRIBE TODAY
     Primary Credit Union
   
     Peer Group
   

  This Week's Hot Topic:      Asset Quality   Check out the following related CU Analyzer performance charts with today's featured credit union.


Callahan Peer Rating 
Performance Analysis
Sometimes delinquency can be a tricky concept. From a risk management perspective, the lower the ratio the better. Pegasus Community has a higher level of credit risk in their loan portfolio based on their delinquency ratio being higher than the peer group average. The credit union's ability to handle this level of r...
Full Analysis
Ratio Definition
Chart Detail & Options
Add Comparables


Callahan Peer Rating 
Performance Analysis
Pegasus Community’s consumer loan delinquencies are above that of the peer group. The credit union may need to review underwriting standards on consumer loans if the rate is above target. Collections procedures may also need to be updated.

Ratio Definition
Chart Detail & Options
Add Comparables


Callahan Peer Rating 
Performance Analysis
Pegasus Community may have difficulty maintaining a profitable credit card program with this level of risk. A review of the program’s pricing, underwriting policies and/or collections process is likely needed.

Ratio Definition
Chart Detail & Options
Add Comparables


Callahan Peer Rating 
Performance Analysis
Real estate delinquency for Pegasus Community is below the peer group average. The credit union likely maintains high underwriting standards. Pegasus Community may also be located in an area where home prices are appreciating, reflecting sound economic conditions.

Ratio Definition
Chart Detail & Options
Add Comparables


Callahan Peer Rating 
Performance Analysis
Pegasus Community's delinquent loans are growing faster than the peer group average. Pegasus Community’s ability to handle this increasing level of risk should be driven by the level of return generated by the loan portfolio and the credit union's ability to manage loan collections and losses. The delinquency ratio s...
Full Analysis
Ratio Definition
Chart Detail & Options
Add Comparables


Callahan Peer Rating 
Performance Analysis
Pegasus Community has a much lower allowance to delinquent loans ratio than its peer and may need to make an adjustment in the funding of its allowance account. The credit union should evaluate if its portfolio composition is different than its peers leading to this difference and if this level is appropriate historica...
Full Analysis
Ratio Definition
Chart Detail & Options
Add Comparables

CUAnalyzer is brought to you by...
  
© 2014 Callahan & Associates, Inc
1001 Connecticut Avenue, NW, 10th Floor, Washington, D.C. 20036
Phone: 1-800-446-7453, 202-223-3920